I built my own 18 hole course on my property. It's a long, spread out course and could handle tournament play. The only thing holding me back from opening to the public and hosting tournaments is the lawsuit fear. I understand the PDGA will insure their events for $50 or something. However, what about just opening to the public for $3 a round? Am I crazy to be worried. Anyone have any advice on dealing with this potential problem?? Any advice is welcome...

Your regular insurance company should be able to handle it or point you to a firm that will handle it. From working with a few private pay for play facilities, the cost seems to be reasonable. Contact a few pay for play facilities in your region if the rate quotes you get seem out of line and maybe their firm will handle it.

Like Chuck said, you can get something pretty inexpensively I am sure. For instance, I have a $1M catastrophic insurance policy for my property. It is only $120.00 per year. It protects me in the case anyone sues me for any mishap that happens on my property.

You would obviously need to explore the legalities with doing pay-for-play and the implication that might have on your liability. If that could make you look like a business to to any accident victims' lawyers, that could change up the whole ballgame.

Paranoia* is a good thing when we make it work FOR us - and insurance trumps it* here...!! :cool:

Here in Australia, insurance is usually paid on a per head basis. Typically its about $3 a head and it covers everything under the sun up to about $10 million. Of course these are used mainly for tournaments, but its another way of looking at insurance.

That's a great idea. Charge $3 a head and the insurance is $3 a head. Leaves lots of money for course maintainance.

It's like the insurance company gets your $3 a head without building a course or anything.